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Bill > SB187


NM SB187

NM SB187
Retirement Savings Facilitation Tax Credit


summary

Introduced
01/31/2022
In Committee
Crossed Over
Passed
Dead
02/17/2022

Introduced Session

2022 Regular Session

Bill Summary

AN ACT RELATING TO PRIVATE SECTOR RETIREMENT; CREATING THE RETIREMENT SAVINGS FACILITATION INCOME TAX CREDIT; CLARIFYING CERTAIN DEFINITIONS IN THE NEW MEXICO WORK AND SAVE ACT; REQUIRING CERTAIN EMPLOYERS TO REGISTER AS PARTICIPATING EMPLOYERS AND TO AUTOMATICALLY ENROLL THEIR EMPLOYEES IN THE NEW MEXICO WORK AND SAVE INDIVIDUAL RETIREMENT ACCOUNT PROGRAM; ALLOWING EMPLOYEES TO OPT OUT OF AUTOMATIC ENROLLMENT; ALIGNING PROVISIONS OF THE NEW MEXICO WORK AND SAVE ACT TO ENABLE THE FORMATION OF AN AUTO-IRA PARTNERSHIP WITH ONE OR MORE OTHER STATES; MAKING AN APPROPRIATION.

AI Summary

This bill creates the Retirement Savings Facilitation Income Tax Credit, which allows eligible business owners in New Mexico to claim a tax credit of up to $300 for being a participating employer in the state's New Mexico Work and Save Act program. It also makes several changes to the New Mexico Work and Save Act, including requiring certain employers to register as participating employers and automatically enroll their employees in the state's individual retirement account (IRA) program, while allowing employees to opt out. Additionally, the bill aligns the New Mexico Work and Save Act with provisions that enable the formation of an auto-IRA partnership with one or more other states, and it appropriates funds to the state treasurer's office to administer the program.

Sponsors (1)

Last Action

Action Postponed Indefinitely (on 01/31/2022)

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