Bill

Bill > S2255


NJ S2255

Provides that automobile insurers may act as primary insurer and pursue claims against health insurers under certain circumstances.


summary

Introduced
03/08/2022
In Committee
03/08/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill provides that, in the case of an automobile accident in which the primary insurer has not yet been determined, an automobile insurer may act as the primary insurer and then pursue a claim against a health insurer if the insured has selected the health insurer as the primary coverage for medical expense benefits. Under the bill, if injuries are sustained in an automobile accident by an insured, subsequent to the selection of the health insurance coverage or benefits as primary option by the named insured pursuant to current law, an automobile insurer: (1) shall provide the health insurance coverage or benefits carrier with notice of the insured's coverage selection; and (2) may provisionally assume the role of primary coverage provider, while retaining the right to file a claim against the health insurance coverage or benefits carrier to recover any amounts which would have been paid by the health insurance coverage or benefits carrier if the carrier had acted as the primary insurer, plus reasonable attorneys' fees and court costs.

AI Summary

This bill provides that, in the case of an automobile accident where the primary insurer has not yet been determined, an automobile insurer may act as the primary insurer and then pursue a claim against the health insurer if the insured has selected the health insurer as the primary coverage for medical expense benefits. Under the bill, the automobile insurer must notify the health insurance carrier of the insured's coverage selection and may cover the insured's medical expenses, while retaining the right to file a claim against the health insurance carrier to recover any amounts that would have been paid by the health insurance carrier if it had acted as the primary insurer, plus reasonable attorneys' fees and court costs.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 03/08/2022)

bill text


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