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Bill > S2254


NJ S2254

NJ S2254
Prohibits selection of health insurance coverage as primary under personal injury protection coverage.


summary

Introduced
03/08/2022
In Committee
06/20/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

The bill removes a provision under current law allowing the selection of health insurance coverage as the primary payer for personal injury protection coverage and prohibits that practice. Instead, the bill requires the personal injury protection coverage of the named insured to be the primary coverage for the named insured and any resident relatives in the named insured's household who are not named insureds under an automobile insurance policy of their own.

AI Summary

This bill prohibits the selection of health insurance coverage as the primary payer for personal injury protection (PIP) coverage under automobile insurance policies. Instead, the bill requires the PIP coverage of the named insured to be the primary coverage for the named insured and any resident relatives in the named insured's household who are not named insureds under their own automobile insurance policy. The bill also removes the option for insurers to allow policyholders to choose other health insurance as the primary coverage for PIP medical expense benefits. This change aims to ensure that the PIP coverage provides the primary coverage for medical expenses resulting from automobile accidents.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Reported from Senate Committee, 2nd Reading (on 06/20/2022)

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