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Bill > A09659


NY A09659

NY A09659
Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.


summary

Introduced
03/28/2022
In Committee
05/16/2022
Crossed Over
05/31/2022
Passed
12/06/2022
Dead
Vetoed
12/15/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

AN ACT to amend the banking law, in relation to requiring a written notification of overdraft fees charged to certain account holders

AI Summary

This bill requires financial institutions, including banks, trust companies, credit unions, and other investment entities, to provide their customers with a written notification every 180 days detailing any overdraft fees charged to their accounts. The notification must include the dates and amounts of the overdraft fees, the total amount charged, information on the customer's ability to negotiate the fees, and contact information for a representative of the financial institution responsible for resolving any issues related to the fees. The bill also allows for the notification to be sent electronically if the account holder selects that option.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

tabled (on 12/16/2022)

bill text


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