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Bill > S3031


NJ S3031

NJ S3031
Requires health insurance carriers to categorize mental health treatment and therapy received by victim of domestic violence as medically necessary treatment and provide full benefits coverage therefor.


summary

Introduced
09/22/2022
In Committee
09/22/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill would require all health insurance carriers in the State, including hospital service corporations, group or individual medical service corporations, group or individual health service corporations, group or individual health insurance policies, health maintenance organizations, individual health benefits plans, small employer health benefits plans, the State Health Benefits Commission, and the School Employees' Health Benefits Commission, to categorize mental health treatment and therapy received by an insured victim of domestic violence as medically necessary treatment and to provide full benefits coverage therefor. Although current law requires several types of health insurance carriers to provide coverage for medically necessary health care services that are provided in association with the treatment of a physical injury resulting from domestic violence, no insurance carrier is similarly required to provide coverage for mental health care that is received by victims of domestic violence. This bill would fill this gap in the law by recognizing the medical necessity of all mental health treatment and therapy received by a victim of domestic violence and requiring all carriers to provide full benefits coverage therefor.

AI Summary

This bill would require all health insurance carriers in New Jersey, including hospital service corporations, group or individual medical service corporations, health maintenance organizations, and others, to categorize mental health treatment and therapy received by a victim of domestic violence as medically necessary treatment and provide full benefits coverage for it. Currently, while insurance carriers are required to cover physical injuries resulting from domestic violence, they are not required to cover the associated mental health care. This bill aims to fill that gap in the law and ensure that all mental health treatment and therapy received by domestic violence victims is deemed medically necessary and fully covered by their insurance.

Committee Categories

Health and Social Services

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Health, Human Services and Senior Citizens Committee (on 09/22/2022)

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