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US S4973

US S4973
Retirement Savings Modernization Act


summary

Introduced
09/28/2022
In Committee
09/28/2022
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A bill to amend the Employee Retirement Income Security Act of 1974 to clarify the fiduciary duties regarding asset classes.

AI Summary

This bill, the Retirement Savings Modernization Act, amends the Employee Retirement Income Security Act (ERISA) to clarify the fiduciary duties of retirement plan managers regarding a wide range of investment options, including commodities, digital assets, hedge funds, private equity, and venture capital. Specifically, the bill states that plan fiduciaries will not be liable for breaching their duties solely for recommending, selecting, or monitoring these "covered investments" as plan options or for incurring expenses related to them. The bill provides a broad definition of "covered investments" to encompass a variety of alternative asset classes that have become more common in retirement portfolios in recent years.

Committee Categories

Health and Social Services

Sponsors (3)

Last Action

Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (on 09/28/2022)

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