summary
Introduced
10/17/2022
10/17/2022
In Committee
02/13/2023
02/13/2023
Crossed Over
02/20/2023
02/20/2023
Passed
02/23/2023
02/23/2023
Dead
Signed/Enacted/Adopted
03/27/2023
03/27/2023
Introduced Session
2023 Regular Session
Bill Summary
Health insurance; tobacco surcharge. Eliminates the authority of a health carrier to vary its premium rates based on tobacco use. Under current law, a health carrier may charge premium rates up to 1.5 times higher for a tobacco user than for a nonuser. The provisions of the bill apply to health benefit plans providing individual or small group health insurance coverage entered into, amended, extended, or renewed on or after January 1, 2024. The bill directs the State Corporation Commission to submit an annual report summarizing the reductions in premiums related to the elimination of the tobacco surcharge. The provisions of the bill expire on January 1, 2026.
AI Summary
This bill eliminates the authority of health insurance carriers to vary premium rates based on tobacco use. Under current law, carriers could charge up to 1.5 times more for a tobacco user than a non-user. The bill applies to individual and small group health plans entered into, amended, extended, or renewed on or after January 1, 2024. The State Corporation Commission is directed to submit an annual report summarizing the reductions in premiums related to the elimination of the tobacco surcharge. The provisions of the bill expire on January 1, 2026.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Governor: Acts of Assembly Chapter text (CHAP0682) (on 03/27/2023)
Bill Topics
Health
- ‐ Health Insurance Reform
Official Document
bill text
bill summary
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bill summary
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bill summary
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