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Bill > S3223

NJ S3223

Requires certain issuance standards and open enrollment for Medicare supplement policies.

summary

Introduced
10/27/2022
In Committee
10/27/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, the bill prohibits issuers of Medicare supplement policies from denying or conditioning the issuance or effectiveness of a policy or discriminating in the pricing of a policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant. The bill also requires applicants to be accepted at all times throughout the year for any Medicare supplement policies available from an issuer. The requirements of the bill are applicable to applicants enrolled in Medicare whether enrolled by reason of age or by reason of disability.

AI Summary

This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, it prohibits insurers from denying or conditioning the issuance or effectiveness of a Medicare supplement policy, or discriminating in the pricing of such a policy, based on the applicant's health status, claims experience, receipt of health care, or medical condition. The bill also mandates that applicants be accepted for any Medicare supplement policy available from an insurer at all times throughout the year, regardless of whether they are enrolled in Medicare by reason of age or disability. However, the bill does not prevent insurers from applying a pre-existing condition limitation as allowed under existing law, except in certain cases specified in federal law.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 10/27/2022)

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