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Bill > S3321


NJ S3321

NJ S3321
Requires Department of Treasury to review and approve digital payment platform.


summary

Introduced
11/14/2022
In Committee
11/14/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill requires the Department of the Treasury to review and approve a viable blockchain-based, digital payment platform to provide payment services to legal and licensed businesses in this State that do not have access to traditional financial services and are forced to operate in cash-only or cash-heavy environments. The purpose of the payment platform is to provide a safe, secure, and compliant system that does not exclude these businesses from participating in digital commerce. The bill requires the payment platform to provide businesses with access to cashless transactions and to secure revenue on a one-to-one basis of virtual currency to United States dollars. A business is to only have access to the payment platform with approval from the State. The payment platform is to provide the ability to manage and process all business expenditures and allow all transactions to be recorded on an immutable blockchain ledger. The payment platform is to facilitate regulatory compliance, provide for audits by the State, and allow for payment of sales tax to local municipalities.

AI Summary

This bill requires the Department of the Treasury to review and approve a viable blockchain-based, digital payment platform to provide payment services to legal and licensed businesses in New Jersey that do not have access to traditional financial services and are forced to operate in cash-only or cash-heavy environments. The purpose of the payment platform is to provide a safe, secure, and compliant system that does not exclude these businesses from participating in digital commerce. The bill outlines the key features of the payment platform, including providing businesses with access to cashless transactions, securing revenue on a one-to-one basis of virtual currency to US dollars, managing and processing business expenditures, recording all transactions on an immutable blockchain ledger, facilitating regulatory compliance, providing for audits by the State, and allowing for payment of sales tax to local municipalities.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 11/14/2022)

bill text


bill summary

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