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IL HB1049

IL HB1049
DOG BREED INS PROTECTION ACT


summary

Introduced
01/12/2023
In Committee
04/19/2023
Crossed Over
03/23/2023
Passed
05/04/2023
Dead
Signed/Enacted/Adopted
06/09/2023

Introduced Session

103rd General Assembly

Bill Summary

Amends the Illinois Insurance Code. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the amendatory Act, no insurer shall refuse to issue or renew, cancel, charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that an insurer may cancel or refuse to issue or renew any homeowner's or renter's insurance policy or impose a reasonably increased premium for such policy based on the determination of an individual dog as a dangerous or vicious dog under the Animal Control Act. Repeals provisions concerning claim information for a dog-related incident. Effective immediately, except that specified provisions take effect 6 months after becoming law.

AI Summary

This bill, the DOG BREED INS PROTECTION ACT, amends the Illinois Insurance Code to prohibit insurers from refusing to issue or renew, canceling, or charging increased premiums or rates for homeowner's or renter's insurance policies solely based on the breed of a policyholder's dog. However, insurers can still cancel, refuse to issue or renew, or impose reasonable premium increases for policies based on an individual dog being determined as dangerous or vicious under the Animal Control Act, as supported by the insurer's loss experience and anticipated loss exposure. The changes to this section of the Insurance Code take effect 6 months after the bill becomes law.

Committee Categories

Business and Industry

Sponsors (14)

Last Action

Public Act . . . . . . . . . 103-0011 (on 06/09/2023)

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