Bill > A00546

This bill amends the insurance law in New York to prohibit insurers from limiting payment on claims for damage to motor vehicles based on pricing caps for labor, parts, paint, or repair materials. It also prohibits insurers from recommending a particular repair facility, and requires the insurer to restore the vehicle to its pre-loss condition at no additional cost to the claimant if the insurer's recommended repair facility fails to do so. The bill aims to ensure that insurers negotiate all elements of a claim with the insured or their representative, and that claimants have the freedom to choose their own repair facility.