Bill
Bill > S01256
NY S01256
NY S01256Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.
summary
Introduced
01/11/2023
01/11/2023
In Committee
01/03/2024
01/03/2024
Crossed Over
Passed
Dead
12/31/2024
12/31/2024
Introduced Session
2023-2024 General Assembly
Bill Summary
AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to contact consumers when requests are made for their consumer reports
AI Summary
This bill requires consumer reporting agencies to notify consumers when a request is made for their consumer report. Once notified, the consumer can contact the agency and request information about the entity that requested the report, the nature of the request, the date of the request, and the amount of any potential loan relating to the request. The consumer must provide sufficient proof of identification to the agency before receiving this information.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
REFERRED TO CONSUMER PROTECTION (on 01/03/2024)
Bill Topics
Banking, Finance, and Domestic Commerce
- ‐ Consumer Finance and Credit, including Credit Cards
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location | Created |
|---|---|---|
| State Bill Page | https://www.nysenate.gov/legislation/bills/2023/S1256 | 01/11/2023 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=S01256&term=2023&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#S01256B | 06/05/2023 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=S01256&term=2023&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#S01256A | 05/11/2023 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=S01256&term=2023&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#S01256 | 01/11/2023 |
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