Bill

Bill > SB0458


IN SB0458

IN SB0458
Money transmitters.


summary

Introduced
01/19/2023
In Committee
03/30/2023
Crossed Over
02/22/2023
Passed
04/06/2023
Dead
Signed/Enacted/Adopted
05/04/2023

Introduced Session

2023 Regular Session

Bill Summary

Money transmitters. Effective January 1, 2024, repeals the Indiana Code chapter governing the licensing and regulation of money transmitters by the department of financial institutions (department). Adds to the Indiana Code a new chapter codifying the Money Transmission Modernization Act (Act), to take effect January 1, 2024, and to be administered by the division of consumer credit within the department. Sets forth provisions contained in the Act that address the following: (1) Purposes of the Act. (2) Definitions of terms. (3) Exemptions from the Act's requirements. (4) The supervisory authority of the department under the Act. (5) The licensing of money transmitters. (6) The acquisition of control of a licensee. (7) Reporting and records requirements. (8) Authorized delegates of licensees. (9) Refunds of, and receipts for, money received for transmission. (10) Prudential standards for licensees. (11) The enforcement authority of the department. (12) The application of the Act to licensees that have been issued a license under the current statute. (13) Criminal penalties. Makes conforming references to provisions in the Indiana Code that cite the current money transmission statute.

AI Summary

This bill repeals the existing Indiana Code chapter governing the licensing and regulation of money transmitters by the Department of Financial Institutions (DFI) and adds a new chapter codifying the Money Transmission Modernization Act (Act), to be administered by the Division of Consumer Credit within the DFI. The Act sets forth provisions addressing the purposes of the Act, definitions of terms, exemptions, the supervisory authority of the DFI, licensing of money transmitters, acquisition of control of a licensee, reporting and records requirements, authorized delegates, refunds and receipts, prudential standards, enforcement authority, applicability to existing licensees, and criminal penalties. The bill also makes conforming changes to other sections of the Indiana Code that reference the current money transmission statute.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Public Law 198 (on 05/04/2023)

bill text


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