Bill > S02286

This bill, titled "Enacts the 'Give Kids a Chance - Carter's Law' mandating health insurance coverage for congenital anomalies including certain reconstructive services, habilitative services, and inpatient and outpatient services," amends the insurance law to require health insurance policies to cover treatment for congenital anomalies. The bill defines key terms like "congenital anomaly," "reconstructive services," and "habilitative services," and mandates that policies provide coverage for inpatient and outpatient care, including procedures to restore function or appearance, and adjunctive services like dental and orthodontic support. The bill also prohibits insurers from denying coverage or penalizing providers for treating these conditions, and requires expedited appeals processes for denials of coverage.

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https://www.nysenate.gov/legislation/bills/2023/S2286