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AK SB45

AK SB45
Direct Health Agreement: Not Insurance


summary

Introduced
01/25/2023
In Committee
02/24/2023
Crossed Over
05/10/2023
Passed
04/11/2024
Dead
Signed/Enacted/Adopted
09/10/2024

Introduced Session

33rd Legislature

Bill Summary

An Act relating to insurance; relating to direct health care agreements; relating to the duties of the director of the division of insurance in the Department of Commerce, Community, and Economic Development; and providing for an effective date.

AI Summary

This bill aims to allow health care providers or businesses to enter into "direct health care agreements" with patients, where the patient pays a periodic fee in exchange for certain health care services. The key provisions of the bill include: - Defining the requirements and limitations for direct health care agreements, including that they are limited to the types of services a primary care provider can offer and cannot be used by patients eligible for Medicaid or Medicare. - Outlining the required terms of the direct health care agreement, such as the services provided, fees charged, and contact information for the provider. - Allowing patients to terminate the agreement within 30 days and providers to immediately terminate in certain situations, such as patient safety concerns. - Prohibiting providers from discriminating in offering or terminating these agreements based on patient characteristics. - Subjecting these agreements to insurance industry regulations on trade practices and fraud. - Stating that the act will take effect on January 1, 2025.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (4)

Last Action

EFFECTIVE DATE(S) OF LAW 1/1/25 (on 09/10/2024)

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