Bill
Bill > A02504
NY A02504
NY A02504Requires credit reporting agencies to furnish proof of identity theft to creditors upon debtor's request.
summary
Introduced
01/26/2023
01/26/2023
In Committee
01/03/2024
01/03/2024
Crossed Over
Passed
Dead
12/31/2024
12/31/2024
Introduced Session
2023-2024 General Assembly
Bill Summary
AN ACT to amend the general business law, in relation to requiring credit reporting agencies to furnish proof of identity theft to creditors upon debtor's request
AI Summary
This bill requires credit reporting agencies to furnish proof of identity theft to creditors upon the debtor's request. The bill specifies the types of documentation that will suffice as proof of identity theft, such as a police report and a written statement from the debtor. The credit reporting agency is required to keep this information on file for seven years. The bill aims to help consumers who have been victims of identity theft by providing a mechanism for them to alert creditors and potentially resolve any fraudulent debts.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
referred to consumer affairs and protection (on 01/03/2024)
Bill Topics
Banking, Finance, and Domestic Commerce
- ‐ Consumer Finance and Credit, including Credit Cards
- ‐ Consumer Safety and Consumer Fraud
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location | Created |
|---|---|---|
| State Bill Page | https://www.nysenate.gov/legislation/bills/2023/A2504 | 01/26/2023 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=A02504&term=2023&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#A02504 | 01/26/2023 |
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