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US HR582

US HR582
Credit Union Board Modernization Act


summary

Introduced
01/26/2023
In Committee
01/26/2023
Crossed Over
01/31/2023
Passed
Dead
01/03/2025

Introduced Session

118th Congress

Bill Summary

AN ACT To amend the Federal Credit Union Act to modify the frequency of board of directors meetings, and for other purposes.

AI Summary

This bill, the Credit Union Board Modernization Act, amends the Federal Credit Union Act to modify the frequency of board of directors meetings. The key provisions are as follows: - For de novo (newly established) federal credit unions, the board of directors must meet at least monthly during the first five years of the credit union's existence. - For federal credit unions with a composite rating of 1 or 2 under the Uniform Financial Institutions Rating System (or an equivalent rating) and a capability of management rating of 1 or 2, the board must meet at least six times annually, with at least one meeting held during each fiscal quarter. - For federal credit unions with a composite rating of 3, 4, or 5 under the Uniform Financial Institutions Rating System (or an equivalent rating) or a capability of management rating of 3, 4, or 5, the board must meet at least monthly. - The bill removes the requirement for all federal credit union boards to meet at least monthly, providing more flexibility based on the credit union's financial condition and management capabilities.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (61)

Juan Vargas (D)* Alma Adams (D),  Gus Bilirakis (R),  Sanford Bishop (D),  Earl Blumenauer (D),  Julia Brownley (D),  Tim Burchett (R),  Salud Carbajal (D),  Jerry Carl (R),  Buddy Carter (R),  Sean Casten (D),  Kathy Castor (D),  Judy Chu (D),  Steve Cohen (D),  Jim Costa (D),  Angie Craig (D),  Warren Davidson (R),  Tom Emmer (R),  Dwight Evans (D),  Randy Feenstra (R),  Brad Finstad (R),  Michelle Fischbach (R),  Bill Foster (D),  Russ Fulcher (R),  John Garamendi (D),  Mark Green (R),  Morgan Griffith (R),  Ashley Hinson (R),  Steven Horsford (D),  Jared Huffman (D),  Bill Huizenga (R),  Darrell Issa (R),  Dan Kildee (D),  Derek Kilmer (D),  Young Kim (R),  David Kustoff (R),  Mike Lawler (R),  Mike Levin (D),  Nancy Mace (R),  Lisa McClain (R),  Mariannette Miller-Meeks (R),  Alex Mooney (R),  Barry Moore (R),  Blake Moore (R),  Jay Obernolte (R),  Andy Ogles (R),  Scott Peters (D),  Brittany Pettersen (D),  Katie Porter (D),  Bill Posey (R),  John Rose (R),  John Rutherford (R),  Pat Ryan (D),  Hillary Scholten (D),  Brad Sherman (D),  Dale Strong (R),  William Timmons (R),  Dina Titus (D),  Tim Walberg (R),  Nikema Williams (D),  Ryan Zinke (R), 

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 01/31/2023)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Banking System and Financial Institution Regulation and Reform
  • ‐ Corporate Management

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