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IA HF243

IA HF243
A bill for an act relating to insurance coverage for covered individuals for the treatment of autism spectrum disorder.(Formerly HSB 74.)


summary

Introduced
02/08/2023
In Committee
02/16/2023
Crossed Over
02/15/2023
Passed
Dead
04/16/2024

Introduced Session

90th General Assembly

Bill Summary

This bill relates to insurance coverage for covered individuals for the treatment of autism spectrum disorder (autism). Under current law, a group plan established pursuant to Code chapter 509A for employees of the state that provides for third-party payment or prepayment of health, medical, and surgical coverage benefits (coverage) shall provide coverage to covered individuals under 21 years of age for the diagnostic assessment and treatment of autism, and coverage is required in a maximum benefit amount of not more than $36,000 per year. The bill eliminates the 21-year maximum age limit and the maximum benefit amount. Under current law, a group policy, contract, or plan (policy) providing for third-party payment or prepayment of health, medical, and surgical coverage shall provide coverage for applied behavior analysis (analysis) provided by a practitioner to covered individuals under 19 years of age for the treatment of autism pursuant to a treatment plan if the policy is either a policy issued by a carrier to an employer who on at least 50 percent of the employer’s working days during the preceding calendar year employed more than 50 full-time equivalent employees, or the policy is established pursuant to Code chapter 509A for public employees other than employees of the state. Under the bill, the age restriction is eliminated. Current law requires that the coverage for analysis shall provide an annual maximum benefit of not less than $36,000 for individuals through age six, $25,000 for individuals age seven through 13, and $12,500 for individuals age 14 through 18. The bill eliminates the maximum benefit amounts and the age categories. The bill makes conforming changes to Code section 514C.22. The bill applies to third-party payment providers enumerated in the bill. The types of specialized health-related insurance which are not subject to the bill are specified in the bill. The bill applies to plans delivered, issued for delivery, continued, or renewed in this state on or after January 1, 2024.

AI Summary

This bill eliminates the age and maximum benefit limits for insurance coverage of autism spectrum disorder (autism) treatment. It requires group health plans in Iowa to provide coverage for diagnostic assessment and treatment of autism, including applied behavior analysis, without any annual or lifetime limits. The bill also removes limits on the number of outpatient visits a covered individual can have with a practitioner for autism treatment. These changes apply to health plans delivered, issued, continued, or renewed in Iowa on or after January 1, 2024.

Committee Categories

Business and Industry

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Commerce (House)

Last Action

Subcommittee: Westrich, Petersen, and Schultz. S.J. 372. (on 02/21/2023)

Bill Topics

Health
  • ‐ Health Insurance Reform
  • ‐ Mental Illness, Mental Retardation, and Deinstitutionalization
  • ‐ Treatment of Specific Diseases

bill text


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