summary
Introduced
02/10/2023
02/10/2023
In Committee
03/14/2023
03/14/2023
Crossed Over
Passed
Dead
04/10/2023
04/10/2023
Introduced Session
2023 Regular Session
Bill Summary
AN ACT concerning Peer-to-Peer Car Sharing Programs - Insurance and Liability FOR the purpose of repealing certain provisions of law authorizing a peer-to-peer car sharing program’s motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs; requiring certain insurance coverage to satisfy the difference in minimum coverage amounts if a claim arises out of an occurrence during the car sharing period in another state that has higher minimum financial responsibility limits; authorizing a peer-to-peer car sharing program to transfer monetary liability and charge a shared vehicle driver for certain tolls, fees, charges, or fines imposed under certain circumstances; excluding a peer-to-peer car sharing program from the definition of “owner” for purpose of citations issued for violations recorded by a traffic control signal monitoring system; and generally relating to peer-to-peer car sharing programs. BY repealing and reenacting, with amendments, Article - Insurance Section 19-520 Annotated Code of Maryland (2017 Replacement Volume and 2022 Supplement) BY repealing and reenacting, with amendments, Article - Transportation Section 18.5-102, 18.5-108, and 21-202.1(a)(3) Annotated Code of Maryland (2020 Replacement Volume and 2022 Supplement) BY repealing and reenacting, without amendments, Article - Transportation Section 21-202.1(a)(1) and (5) and (d)(1) HOUSE BILL 1187 Annotated Code of Maryland (2020 Replacement Volume and 2022 Supplement)
AI Summary
This bill makes several key changes to the laws governing peer-to-peer car sharing programs in Maryland:
1. It requires peer-to-peer car sharing programs to provide minimum liability insurance coverage during the car sharing period, either through the program's own policy or by ensuring the vehicle owner and driver have adequate coverage.
2. It allows peer-to-peer car sharing programs to transfer liability and charge the shared vehicle driver for any tolls, fees, or fines incurred during the car sharing period.
3. It excludes peer-to-peer car sharing programs from the definition of "owner" for the purpose of traffic violation citations, meaning the program itself will not be liable for citations issued to the shared vehicle.
4. It repeals provisions that previously allowed a peer-to-peer car sharing program's policy to be secondary coverage for a shared vehicle driver if the vehicle was used as a replacement vehicle.
The bill aims to clarify insurance requirements and liability for peer-to-peer car sharing in Maryland, ensuring adequate coverage during the car sharing period and allowing the programs to recoup certain costs.
Committee Categories
Business and Industry
Sponsors (3)
Last Action
Unfavorable Report by Economic Matters (on 03/14/2023)
bill text
bill summary
Loading...
bill summary
Loading...
bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB1187?ys=2023RS |
| Vote Image | https://mgaleg.maryland.gov/2023RS/votes_comm/hb1187_ecm.pdf |
| BillText | https://mgaleg.maryland.gov/2023RS/bills/hb/hb1187f.pdf |
Loading...