Bill > HB3476

This bill amends the Texas Insurance Code to set limitations and duties for insurers regarding the repair of motor vehicles covered under an automobile insurance policy. The key provisions are: 1. For motor vehicles owned by the insured for 36 months or less and that were new when delivered, the insurer must require the use of original equipment manufacturer (OEM) parts and cannot limit the insured's choice of repair person or facility, unless the insured opts to use non-OEM parts. 2. For motor vehicles owned by the insured for more than 36 months, the insurer cannot limit the use of specific parts, products, or repair processes, or the insured's choice of repair person or facility. 3. When settling liability claims by third parties, the insurer must follow similar requirements regarding OEM parts and the third party's choice of repair person or facility. 4. The insured or third-party claimant can opt to use non-OEM parts by signing a written disclosure. 5. The changes apply to insurance policies delivered, issued, or renewed on or after January 1, 2024, with prior policies governed by the previous law.