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Bill > S3699


NJ S3699

NJ S3699
Requires DMVA to provide mortgage loan counseling under certain circumstances.


summary

Introduced
03/06/2023
In Committee
03/13/2023
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

Requires DMVA to provide mortgage loan counseling under certain circumstances.

AI Summary

This bill requires the Department of Military and Veterans' Affairs (DMVA) to provide mortgage loan counseling and assistance to veterans seeking housing loans under Chapter 37 of Title 38 of the United States Code. Specifically, the bill requires residential mortgage lenders that originate loans to be guaranteed under the "Servicemen's Readjustment Act of 1944" to provide a disclosure form to applicants stating that the DMVA will refer them to the New Jersey Housing and Mortgage Finance Agency for mortgage loan counseling and assistance upon request. The counseling and assistance provided will include a review of the loan terms and restrictions, as well as any other information determined to be appropriate for veterans seeking these types of housing loans.

Committee Categories

Budget and Finance, Military Affairs and Security

Sponsors (3)

Last Action

Referred to Senate Budget and Appropriations Committee (on 03/13/2023)

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