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NC S321

NC S321
Medical Debt De-Weaponization Act


summary

Introduced
03/16/2023
In Committee
05/03/2023
Crossed Over
05/01/2023
Passed
Dead
12/13/2024

Introduced Session

2023-2024 Session

Bill Summary

AN ACT TO ADOPT THE PRO-FAMILY, PRO-CONSUMER MEDICAL DEBT PROTECTION ACT TO LIMIT THE ABILITY OF LARGE MEDICAL FACILITIES TO CHARGE UNREASONABLE INTEREST RATES AND EMPLOY UNFAIR TACTICS IN DEBT COLLECTION AND TO LIMIT THE ABILITY OF NON-HOSPITAL HEALTH CARE FACILITIES TO CHARGE FACILITY FEES.

AI Summary

This bill, the Medical Debt De-Weaponization Act, aims to reduce burdensome medical debt and protect patients in their dealings with medical creditors, medical debt buyers, and medical debt collectors. Key provisions include: requiring large health care facilities to develop a written medical debt mitigation policy that includes financial assistance eligibility criteria and a billing and collections policy; placing limits on the use of extraordinary collection actions like wage garnishment; prohibiting certain practices like causing an individual's arrest or foreclosing on real property; capping interest rates on medical debt; and establishing reporting requirements for large health care facilities. The bill also limits the ability of non-hospital health care facilities to charge facility fees. The provisions generally take effect on January 1, 2024.

Committee Categories

Budget and Finance, Government Affairs, Health and Social Services, Justice

Sponsors (17)

Last Action

Ref To Com On Rules, Calendar, and Operations of the House (on 05/03/2023)

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