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NJ A5415

NJ A5415
Provides down payment assistance for benefit of certain first-time homebuyers; establishes Resilient Home Construction Pilot Program.


summary

Introduced
05/08/2023
In Committee
06/27/2023
Crossed Over
06/30/2023
Passed
06/30/2023
Dead
Signed/Enacted/Adopted
06/30/2023

Introduced Session

2022-2023 Regular Session

Bill Summary

An Act concerning housing assistance for certain homebuyers and developers, supplementing Title 55 of the Revised Statutes and Title 52 of the Revised Statutes.

AI Summary

This bill establishes a zero-interest, forgivable loan program at the New Jersey Housing and Mortgage Finance Agency to provide down payment assistance of up to $15,000 to first-time homebuyers, with an additional $7,000 to $10,000 for first-generation homebuyers. The bill also creates a Resilient Home Construction Pilot Program in the Department of Community Affairs to provide funding for developers to rehabilitate or construct new affordable homes for sale to households with incomes not exceeding 120% of the median gross household income in the housing region. The bill requires homebuyers to complete a homebuyer counseling course and allows for the transfer of funding between the two programs.

Committee Categories

Budget and Finance, Housing and Urban Affairs

Sponsors (13)

Last Action

Approved P.L.2023, c.78. (on 06/30/2023)

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