summary
Introduced
03/31/2023
03/31/2023
In Committee
03/31/2023
03/31/2023
Crossed Over
Passed
Dead
12/31/2024
12/31/2024
Introduced Session
2023-2024 Regular Session
Bill Summary
Amending the act of December 16, 1992 (P.L.1144, No.150), entitled "An act regulating credit services; prohibiting certain activities; providing for certain information to be given to buyers, for the contents of contracts and for enforcement; prohibiting advance fees by loan brokers; and providing penalties," further providing for prohibited activities.
AI Summary
This bill amends the Credit Services Act to prohibit credit services organizations from denying credit, increasing charges or fees, restricting credit, or imposing different terms or conditions based on a person's sexual orientation, gender identity, or gender expression. The bill clarifies that credit services organizations can still consider a buyer's credit history and apply community property laws. The act will take effect 60 days after enactment.
Committee Categories
Business and Industry
Sponsors (14)
Lisa Boscola (D)*,
Maria Collett (D),
Carolyn Comitta (D),
Jay Costa (D),
Jimmy Dillon (D),
Wayne Fontana (D),
Art Haywood (D),
John Kane (D),
Tim Kearney (D),
Steve Santarsiero (D),
Nikil Saval (D),
Judy Schwank (D),
Sharif Street (D),
Tina Tartaglione (D),
Last Action
Referred to BANKING AND INSURANCE (on 03/31/2023)
Bill Topics
Banking, Finance, and Domestic Commerce
- ‐ Consumer Finance and Credit, including Credit Cards
Civil Rights, Minority Issues, and Civil Liberties
- ‐ Gender, Identity and Sexual Orientation Discrimination
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location | Created |
|---|---|---|
| State Bill Page | https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2023&sind=0&body=S&type=B&bn=474 | 03/31/2023 |
| BillText | https://www.legis.state.pa.us/cfdocs/legis/PN/Public/btCheck.cfm?txtType=PDF&sessYr=2023&sessInd=0&billBody=S&billTyp=B&billNbr=0474&pn=0580 | 03/31/2023 |
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