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LA HB579

LA HB579
Provides relative to pet insurance


summary

Introduced
03/31/2023
In Committee
05/17/2023
Crossed Over
05/10/2023
Passed
05/30/2023
Dead
Signed/Enacted/Adopted
06/06/2023

Introduced Session

2023 Regular Session

Bill Summary

AN ACT To amend and reenact the heading of Subpart G of Part IV of Chapter 4 of Title 22 of the Louisiana Revised Statutes of 1950 and to enact R.S. 22:1371 through 1375, relative to pet insurance; to provide for definitions; to provide for disclosures; to provide for policy conditions; to provide for wellness program sales practices; to provide for producer training; to provide for an effective date; and to provide for related matters.

AI Summary

This bill aims to regulate the pet insurance industry in Louisiana. It defines key terms related to pet insurance, such as "preexisting condition," "chronic condition," and "wellness program." The bill requires pet insurers to make various disclosures to consumers, including any exclusions or limitations in their policies, and to provide a summary of important policy provisions. It also sets limits on waiting periods and prohibits denying coverage based on a pet's medical exam. The bill regulates the sale of wellness programs and requires insurance producers to complete training on pet insurance-related topics before selling these products. Overall, the bill seeks to provide more transparency and consumer protections in the pet insurance market.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Effective date: 01/01/2024. (on 06/06/2023)

bill text


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