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Bill > H7065


FL H7065

FL H7065
Insurer Accountability


summary

Introduced
04/14/2023
In Committee
04/25/2023
Crossed Over
Passed
Dead
05/05/2023

Introduced Session

2023 Regular Session

Bill Summary

Revises requirements & conditions for certain insurer market conduct examinations after hurricane; specifies factors office may consider in determining whether continued operation of insurer may be deemed to be hazardous; prohibits officer or director of insolvent or impaired insurer from receiving bonus from such insurer; prohibits Citizens Property Insurance Corporation from determining that risk is ineligible for coverage solely on specified basis; revises prohibitions on insurers against cancellation or nonrenewal of residential property insurance policies; provides if roof deductible is applied under personal lines residential property insurance policy, no other deductible may be applied to other loss to property caused by same covered peril.

AI Summary

This bill revises requirements and conditions for certain insurer market conduct examinations after a hurricane, specifies factors the Office of Insurance Regulation may consider in determining whether an insurer's continued operation may be deemed hazardous, prohibits officers or directors of insolvent or impaired insurers from receiving bonuses, prohibits Citizens Property Insurance Corporation from determining a risk is ineligible for coverage solely based on unrepaired damage from a covered loss, revises prohibitions on insurers against cancellation or nonrenewal of residential property insurance policies, and provides that if a roof deductible is applied under a personal lines residential property insurance policy, no other deductible may be applied to other loss to the property caused by the same covered peril.

Committee Categories

Budget and Finance

Sponsors (1)

Other Sponsors (2)

Appropriations Committee (House), Commerce Committee (House)

Last Action

Laid on Table; companion bill(s) passed, see CS/SB 7052 (Ch. 2023-172) (on 05/02/2023)

bill text


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