Bill > HR2813

This bill amends the Employee Retirement Income Security Act (ERISA), the Public Health Service Act, and the Internal Revenue Code to exclude certain medical stop-loss insurance obtained by plan sponsors of group health plans from the definition of "health insurance coverage." Stop-loss insurance protects employers that self-fund their health benefit plans against unexpected or catastrophic claims losses. The bill aims to ensure that both large and small employers have access to this type of insurance to protect their company assets and funds. Additionally, the bill includes a provision that preempts state laws that may prevent an employee benefit plan that is a group health plan from insuring against the risk of excess or unexpected health plan claims losses.

Education, Health and Social Services

https://www.congress.gov/bill/118th-congress/house-bill/2813/all-info