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NY S06574

NY S06574
Establishes the New York state first home savings program to authorize first time home buyers to establish savings accounts to buy their first home.


summary

Introduced
04/27/2023
In Committee
01/09/2024
Crossed Over
Passed
Dead
12/31/2024

Introduced Session

2023-2024 General Assembly

Bill Summary

AN ACT to amend the private housing finance law, in relation to establishing the New York state first home savings program, which authorizes first time home buyers to establish savings accounts to purchase a home; and to amend the tax law, in relation to establishing a personal income tax deduction for deposits into such accounts

AI Summary

This bill establishes the New York State First Home Savings Program, which authorizes first-time home buyers to establish savings accounts to purchase a home. The program allows for a personal income tax deduction for deposits into these accounts, up to $5,000 for individuals or $10,000 for married couples filing jointly, subject to certain income limitations. Withdrawals from the accounts for qualified first home purchases are also excluded from state personal income taxation, provided certain requirements are met.

Committee Categories

Budget and Finance, Housing and Urban Affairs

Sponsors (17)

Last Action

REPORTED AND COMMITTED TO FINANCE (on 01/09/2024)

Bill Topics

Community Development and Housing Issues
  • ‐ Housing and Community Development for Low and Middle Income Persons
Macroeconomics
  • ‐ Taxation, Tax Policy, and Tax Reform

bill text


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