Bill

Bill > HR4212


US HR4212

US HR4212
Middle Class Mortgage Insurance Premium Act of 2023


summary

Introduced
06/20/2023
In Committee
06/20/2023
Crossed Over
Passed
Dead
01/03/2025

Introduced Session

118th Congress

Bill Summary

A BILL To amend the Internal Revenue Code of 1986 to increase the income cap for and make permanent the mortgage insurance premium deduction.

AI Summary

This bill, the Middle Class Mortgage Insurance Premium Act of 2023, amends the Internal Revenue Code to increase the income cap for and make permanent the mortgage insurance premium deduction. Specifically, it raises the income limit for the deduction from $100,000 ($50,000 for married filing separately) to $200,000 ($100,000 for married filing separately). Additionally, it removes the provision that was set to expire the deduction, making it a permanent tax benefit. This change aims to provide continued tax relief for middle-class homeowners who have mortgage insurance on their homes.

Committee Categories

Budget and Finance

Sponsors (17)

Last Action

Referred to the House Committee on Ways and Means. (on 06/20/2023)

Bill Topics

Community Development and Housing Issues
  • ‐ Housing and Real Estate Finance
Macroeconomics
  • ‐ Taxation, Tax Policy, and Tax Reform

bill text


bill summary

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bill summary

Document Type Source Location Created
State Bill Page https://www.congress.gov/bill/118th-congress/house-bill/4212/all-info 06/21/2023
BillText https://www.congress.gov/118/bills/hr4212/BILLS-118hr4212ih.pdf 07/28/2023
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