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Bill > HR4231


US HR4231

US HR4231
Downpayment Toward Equity Act of 2023


summary

Introduced
06/21/2023
In Committee
06/21/2023
Crossed Over
Passed
Dead
01/03/2025

Introduced Session

118th Congress

Bill Summary

A BILL To provide downpayment assistance to first-generation homebuyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close the racial homeownership gap in the United States, and for other purposes.

AI Summary

This bill establishes the First-Generation Downpayment Assistance Program, which provides grants to states and eligible entities to help first-generation homebuyers, those whose parents do not or did not own a residence, acquire owner-occupied primary residences. The grants can be used for downpayment costs, closing costs, and interest rate reduction on eligible mortgage loans, as well as for subsidies to make shared equity homes affordable. The bill sets income limits for qualified homebuyers, requires housing counseling, and imposes reporting requirements on the use of funds to ensure equitable outcomes. The bill also authorizes $100 billion in appropriations for this program.

Committee Categories

Business and Industry

Sponsors (58)

Maxine Waters (D)* Gabe Amo (D),  Becca Balint (D),  Nanette Barragán (D),  Joyce Beatty (D),  Suzanne Bonamici (D),  Salud Carbajal (D),  Emanuel Cleaver (D),  Steve Cohen (D),  Jasmine Crockett (D),  Dwight Evans (D),  Teresa Fernandez (D),  Ruben Gallego (D),  Robert Garcia (D),  Sylvia Garcia (D),  Jimmy Gomez (D),  Al Green (D),  Raúl Grijalva (D),  Jahana Hayes (D),  Steven Horsford (D),  Jonathan Jackson (D),  Sara Jacobs (D),  Hank Johnson (D),  Sydney Kamlager-Dove (D),  Ro Khanna (D),  Greg Landsman (D),  Barbara Lee (D),  Summer Lee (D),  Mike Levin (D),  Ted Lieu (D),  Stephen Lynch (D),  Morgan McGarvey (D),  Jim McGovern (D),  Gregory Meeks (D),  Grace Meng (D),  Gwen Moore (D),  Wiley Nickel (D),  Eleanor Holmes Norton (D),  Alexandria Ocasio-Cortez (D),  Ilhan Omar (D),  Frank Pallone (D),  Nancy Pelosi (D),  Brittany Pettersen (D),  Mark Pocan (D),  Katie Porter (D),  Ayanna Pressley (D),  Delia Ramirez (D),  Jamie Raskin (D),  Pat Ryan (D),  Mary Gay Scanlon (D),  Adam Schiff (D),  Adam Smith (D),  Shri Thanedar (D),  Rashida Tlaib (D),  Jill Tokuda (D),  Ritchie Torres (D),  Juan Vargas (D),  Nikema Williams (D), 

Last Action

Referred to the House Committee on Financial Services. (on 06/21/2023)

Bill Topics

Civil Rights, Minority Issues, and Civil Liberties
  • ‐ Ethnic Minority and Racial Group Discrimination
Community Development and Housing Issues
  • ‐ Fair Housing and Housing Discrimination
  • ‐ Housing and Community Development for Low and Middle Income Persons

bill text


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Document Type Source Location Created
State Bill Page https://www.congress.gov/bill/118th-congress/house-bill/4231/all-info 06/22/2023
BillText https://www.congress.gov/118/bills/hr4231/BILLS-118hr4231ih.pdf 08/02/2023
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