Bill > SB901

This bill amends Pennsylvania's vehicle financial responsibility laws to: 1) Prohibit "stacking" of uninsured and underinsured motorist coverage limits across multiple vehicles, requiring coverage limits to be applied separately for each vehicle. 2) Require insurers to offer uninsured and underinsured motorist coverage in amounts equal to the insured's bodily injury liability limits, while allowing the insured to select lower limits. Insurers may also offer higher uninsured/underinsured limits. 3) Repeal provisions related to requesting lower limits of uninsured/underinsured coverage and stacking of such coverage. 4) Require insurers to provide written notice to policyholders about uninsured and underinsured motorist coverage options and the elimination of stacking. The changes generally take effect 180 days after the bill's enactment, and do not impact existing policy elections or waivers beyond the specified coverage amounts.