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Bill > S3068


US S3068

US S3068
VA Home Loan Awareness Act of 2023


summary

Introduced
10/18/2023
In Committee
10/18/2023
Crossed Over
07/15/2024
Passed
Dead
01/03/2025

Introduced Session

118th Congress

Bill Summary

AN ACT To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

AI Summary

This bill, the VA Home Loan Awareness Act of 2023, requires the Federal Housing Enterprises (Fannie Mae and Freddie Mac) to include a disclaimer on the Uniform Residential Loan Application (URLA) stating that if the applicant has military service, they may qualify for a VA Home Loan and should consult their lender regarding eligibility. The bill also requires the Government Accountability Office (GAO) to conduct a study within 18 months to determine if at least 80% of lenders using the URLA have included the required disclaimer.

Committee Categories

Housing and Urban Affairs

Sponsors (27)

Last Action

Held at the desk. (on 07/15/2024)

Bill Topics

Community Development and Housing Issues
  • ‐ Housing and Real Estate Finance
  • ‐ Housing Assistance for Veterans

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