summary
Introduced
10/19/2023
10/19/2023
In Committee
10/19/2023
10/19/2023
Crossed Over
Passed
Dead
01/03/2025
01/03/2025
Introduced Session
118th Congress
Bill Summary
A bill to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.
AI Summary
This bill, the Medical Debt Relief Act of 2023, aims to amend the Fair Credit Reporting Act (FCRA) to prohibit the inclusion of medical debt on consumer credit reports. It defines "medical debt" as debt related to the receipt of medical services, products, or devices, and requires the Director of the Bureau of Consumer Financial Protection to amend regulations to prohibit creditors from obtaining or using information about a consumer's medical debt when determining whether to extend credit. The goal of the bill is to provide relief to consumers who have faced challenges due to medical debt appearing on their credit reports.
Committee Categories
Housing and Urban Affairs
Sponsors (5)
Jeff Merkley (D)*,
Richard Blumenthal (D),
John Fetterman (D),
Bob Menendez (D),
Chris Van Hollen (D),
Last Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 10/19/2023)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/118th-congress/senate-bill/3103/all-info |
| BillText | https://www.congress.gov/118/bills/s3103/BILLS-118s3103is.pdf |
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