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Bill > S4133


NJ S4133

NJ S4133
Requires automobile insurance policies to provide uninsured and underinsured motorist coverage equal to policy liability limits of insured motorists.


summary

Introduced
11/30/2023
In Committee
11/30/2023
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill requires automobile insurance policies to provide uninsured and underinsured motorist coverage that is equal to the liability limits of the policy. Specifically, the bill requires that uninsured and underinsured motorist coverage amounts or limits be equal to the motor vehicle liability policy limits covering bodily injury, death, and property damage. Currently, a policyholder may set an amount or limit to their uninsured and underinsured motorist coverage that is below their motor vehicle liability policy limits covering bodily injury, death, and property damage.

AI Summary

This bill requires automobile insurance policies to provide uninsured and underinsured motorist coverage that is equal to the liability limits of the policy. Specifically, the bill mandates that uninsured and underinsured motorist coverage amounts or limits must be equal to the motor vehicle liability policy limits covering bodily injury, death, and property damage. Currently, policyholders may set an amount or limit to their uninsured and underinsured motorist coverage that is below their motor vehicle liability policy limits.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 11/30/2023)

bill text


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