summary
Introduced
01/05/2024
01/05/2024
In Committee
01/11/2024
01/11/2024
Crossed Over
Passed
Dead
03/08/2024
03/08/2024
Introduced Session
2024 Regular Session
Bill Summary
An act relating to payments for health care services; amending s. 95.11, F.S.; establishing a 3-year statute of limitations for an action to collect medical debt for services rendered by certain health care facilities; creating s. 222.26, F.S.; providing additional personal property exemptions from legal process for medical debts resulting from services provided in certain licensed facilities; amending s. 395.301, F.S.; requiring certain licensed facilities to post on their respective websites a consumer friendly list of standard charges for a minimum number of shoppable health care services; requiring the facilities to provide such information in an alternative format as requested by the patient; defining terms; requiring licensed facilities to provide a good faith estimate of reasonably anticipated charges to the patient’s health insurer and the patient, prospective patient, or patient’s legal guardian within specified timeframes; requiring such facilities to provide the estimate in the manner selected by the patient, prospective patient, or patient’s legal guardian; revising notification requirements for such estimates to include notification of a patient’s legal guardian, if any; deleting the requirement that licensed facilities educate the public on the availability of such estimates upon request; revising a penalty; deleting construction; requiring licensed facilities to establish an internal grievance process for patients to submit grievances, including to dispute charges; requiring licensed facilities to make available on their respective websites information necessary for initiating a grievance; requiring licensed facilities to respond to a patient grievance within a specified timeframe; requiring licensed facilities to disclose certain information to patients, prospective patients, and patients’ legal guardians, as applicable; providing a civil penalty; creating s. 395.3011, F.S.; defining the term “extraordinary collection action”; prohibiting licensed facilities from engaging in extraordinary collection actions against individuals to obtain payment for services under specified circumstances; amending s. 624.27, F.S.; revising the definition of the term “health care provider” for purposes of direct health care agreements; creating s. 627.446, F.S.; defining the term “health insurer”; requiring health insurers to provide an insured with an advanced explanation of benefits after receiving a patient estimate from a facility for scheduled services; providing requirements for the advanced explanation of benefits; creating s. 627.447, F.S.; prohibiting health insurers from prohibiting providers from disclosing certain information to an insured; defining the term “discounted cash price”; amending s. 627.6387, F.S.; revising the definitions of the terms “health insurer” and “shared savings incentive” to conform to changes made by the act; requiring, rather than authorizing, health insurers to offer a shared savings incentive program under certain circumstances; requiring that a certain notification required of health insurers include specified information; providing that a shared savings incentive offered by a health insurer constitutes a medical expense for purposes of rate development and rate filing; amending ss. 627.6648 and 641.31076, F.S.; providing that a shared savings incentive offered by a health insurer or health maintenance organization, respectively, constitutes a medical expense for rate development and rate filing purposes; amending ss. 475.01, 475.611, 517.191, 768.28, and 787.061, F.S.; conforming cross references; providing applicability; providing an effective date.
AI Summary
This bill establishes a 3-year statute of limitations for actions to collect medical debt for services provided by licensed healthcare facilities, creates additional personal property exemptions related to medical debt, requires facilities to post standard charges for shoppable healthcare services, mandates facilities to provide good faith estimates of charges to patients and their insurers, establishes an internal grievance process for patients to dispute charges, prohibits facilities from engaging in certain extraordinary collection actions against patients, and requires health insurers to provide advanced explanations of benefits to insureds. The bill also treats shared savings incentives offered by health insurers as medical expenses for rate development and filing purposes, and makes other conforming changes.
Committee Categories
Budget and Finance
Sponsors (1)
Other Sponsors (1)
Fiscal Policy (Senate)
Last Action
Laid on Table, refer to HB 7089 (on 03/07/2024)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.flsenate.gov/Session/Bill/2024/1640 |
| BillText | https://www.flsenate.gov/Session/Bill/2024/1640/BillText/c1/HTML |
| Analysis - Fiscal Policy (Post-Meeting) | https://www.flsenate.gov/Session/Bill/2024/1640/Analyses/2024s01640.fp.PDF |
| https://www.flsenate.gov/Session/Bill/2024/1640/Amendment/233008/HTML | |
| Analysis - Fiscal Policy (Pre-Meeting) | https://www.flsenate.gov/Session/Bill/2024/1640/Analyses/2024s01640.pre.fp.PDF |
| Analysis - Banking and Insurance (Post-Meeting) | https://www.flsenate.gov/Session/Bill/2024/1640/Analyses/2024s01640.bi.PDF |
| Analysis - Banking and Insurance (Pre-Meeting) | https://www.flsenate.gov/Session/Bill/2024/1640/Analyses/2024s01640.pre.bi.PDF |
| BillText | https://www.flsenate.gov/Session/Bill/2024/1640/BillText/Filed/HTML |
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