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Bill > S1473


NJ S1473

NJ S1473
Revises personal injury protection coverage for basic automobile insurance policies from $15,000 to $20,000 and requires $50,000 minimum personal injury protection coverage for standard automobile liability insurance policies.


summary

Introduced
01/09/2024
In Committee
02/10/2025
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

Revises personal injury protection coverage for basic automobile insurance policies from $15,000 to $20,000 and requires $50,000 minimum personal injury protection coverage for standard automobile liability insurance policies.

AI Summary

This bill increases the minimum personal injury protection (PIP) coverage, which pays for medical expenses regardless of fault after a car accident, for basic automobile insurance policies from $15,000 to $20,000 per person per accident. It also mandates a $50,000 minimum PIP coverage for standard automobile liability insurance policies, with a maximum of $250,000 per person per accident. The bill also includes provisions for insurers to automatically increase policy limits to meet these new requirements upon renewal without requiring a new signed coverage selection form from the policyholder.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Reported from Senate Committee with Amendments, 2nd Reading (on 02/10/2025)

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