Bill

Bill > S796


NJ S796

NJ S796
Prohibits pre-approval or precertification of cancer treatments, tests, procedures and prescription drugs covered under health benefits or prescription drug benefits plans.


summary

Introduced
01/09/2024
In Committee
01/09/2024
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill prohibits health insurers, third party administrators, pharmacy benefits managers, and the State Health Benefits Program and the School Employees' Health Benefits Program from requiring the pre-approval or precertification of treatments, tests, procedures, or prescription drugs covered under a health benefits or prescription drug benefits plan when prescribed for a covered individual who has been diagnosed with cancer. This bill will ensure that cancer patients are not burdened with technical requirements by health benefits providers which employ utilization management review systems that slow down medical care. The sponsor is concerned that complaints from people who need medical treatment are on the rise, and feels that it is time to end the nightmare of the insurance company bureaucracy that is frustrating patients who need care and medicine. The so-called "pre-approval" process, now required by insurance companies, is a nightmare for patients across New Jersey. Historically, doctors would order a treatment, test, or medicine and patients received it. Now, a myriad of bureaucratic obstacles makes patients and doctors pawns in a sad game of insurance-company chess. There are examples of cancer patients waiting for long periods of time to receive treatments or medicine because of a cumbersome and slow approval policy. The sponsor is convinced that it is time for the doctors to make decisions, not insurance companies; it is time for patients who have been diagnosed with cancer to not be burdened with technical requirements by insurance companies that employ systems that slow down medical care and are incredibly frustrating. It is the sponsor's goal that insurance companies pay for what the doctor orders.

AI Summary

This bill prohibits health insurance carriers, third-party administrators (companies that manage health benefits for employers), pharmacy benefits managers (companies that manage prescription drug benefits), and the State Health Benefits Program and School Employees' Health Benefits Program from requiring pre-approval or precertification, which are prior authorization steps, for any cancer treatments, tests, procedures, or prescription drugs that are otherwise covered by a health benefits plan and have been prescribed by a doctor for a patient diagnosed with cancer. The intent of this legislation is to remove bureaucratic hurdles that can delay or prevent cancer patients from receiving necessary medical care and medications, ensuring that doctors, not insurance companies, make treatment decisions for these patients.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 01/09/2024)

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