Bill

Bill > S1505


NJ S1505

Requires health insurance carriers to provide coverage for persons 18 or younger with diagnosed complex medical needs.


summary

Introduced
01/09/2024
In Committee
01/09/2024
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires health insurance carriers, including insurance companies, health service corporations, hospital service corporations, medical service corporations, or health maintenance organizations authorized to issue health benefits plans in New Jersey or any entity contracted to administer health benefits in connection with the State Health Benefits Program or School Employees' Health Benefits Program to provide coverage for persons 18 years of age or younger with diagnosed complex medical needs. The bill requires that the benefits be provided for expenses incurred in conducting medical services, procedures, or testing, nursing care, and the purchase of medical equipment or prescription drugs to persons 18 years of age or younger with diagnosed complex medical needs, provided the attending licensed health care provider determines it medically necessary. In addition, the bill requires that health insurance carriers and contracts for health benefits or prescription drug benefits purchased by the State Health Benefits Program and the School Employees' Health Benefits Program approve any benefit for a person 18 years of age or younger with diagnosed complex medical needs within three days of receipt of a letter from the attending licensed health care provider and shall not condition the payment of any benefit for a medical service, procedure, test, nursing care, or purchase of medical equipment or prescription drug upon any pre-approval or precertification of any kind if that medical service, procedure, test, nursing care, or purchase of medical equipment or prescription drug is otherwise covered under the health benefits plan and it has been prescribed by a licensed health care provider.

AI Summary

This bill requires health insurance carriers, including insurance companies, health service corporations, hospital service corporations, medical service corporations, or health maintenance organizations authorized to issue health benefits plans in New Jersey or any entity contracted to administer health benefits in connection with the State Health Benefits Program or School Employees' Health Benefits Program, to provide coverage for persons 18 years of age or younger with diagnosed complex medical needs. The bill defines "complex medical needs" as a diagnosis, treatment, or procedure that has a high degree of outcome variation and requires specialized skills to provide care, or a condition that is emergent, persistent, substantially disabling, or life-threatening, requires the use of anesthesia other than local anesthesia, or requires interventions across a variety of domains of care to prevent a serious adverse outcome. The bill also requires carriers to approve any benefit for a person 18 years of age or younger with diagnosed complex medical needs within three days of receipt of a letter from the attending licensed health care provider and prohibits them from conditioning the payment of any benefit upon any pre-approval or precertification if the medical service, procedure, or test, nursing care, or purchase of medical equipment or prescription drug is otherwise covered under the health benefits plan and has been prescribed by a licensed health care provider.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 01/09/2024)

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