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Bill > S1186


NJ S1186

NJ S1186
Prohibits carriers from offering dental plans with dental benefit waiting periods.


summary

Introduced
01/09/2024
In Committee
01/09/2024
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill prohibits carriers from offering dental plans with a dental benefit waiting period. Under the bill, a carrier issuing, executing, or renewing a dental plan in this State will be prohibited from providing a plan to a covered person with a dental benefit waiting period. For the purposes of this bill, "dental benefit waiting period" means a provision within a dental plan that delays the eligibility of a covered person to receive certain covered services under the plan.

AI Summary

This bill, aimed at protecting consumers in New Jersey, prohibits insurance companies, referred to as "carriers," from offering dental plans that include a "dental benefit waiting period." A dental benefit waiting period is defined as any clause in a dental plan that prevents a person covered by the plan from receiving certain dental services for a specific amount of time after enrolling. Essentially, this means that once a dental plan is issued, executed, or renewed in New Jersey, it cannot make individuals wait to access the dental care they are supposed to be covered for. This legislation will become effective 30 days after it is enacted and will apply to all new and renewed dental plans from that point forward.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 01/09/2024)

bill text


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