Bill > HB3841

This bill requires all individual and group health benefit plans in Oklahoma, including those provided by the state's Employee Group Insurance Division, to provide coverage for the diagnosis and treatment of infertility, as well as standard fertility preservation services. The coverage must include three completed oocyte retrievals with unlimited embryo transfers, following the guidelines of the American Society of Clinical Oncology. The bill prohibits health plans from imposing exclusions, limitations, or other restrictions on infertility-related coverage that are different from those applied to other covered services. However, it allows religious employers to request an exclusion from the required coverage if it conflicts with their bona fide religious beliefs and practices. The bill also requires the Oklahoma Insurance Department to determine whether the coverage mandated by the bill constitutes an additional essential health benefit that would require state defrayal, and to seek confirmation from the federal Department of Health and Human Services.