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OH HB400

OH HB400
Provide Medigap policy for certain Medicare-eligible individuals


summary

Introduced
02/05/2024
In Committee
Crossed Over
Passed
Dead
12/31/2024

Introduced Session

135th General Assembly (2023-2024)

Bill Summary

To amend section 3923.33 and to enact section 3923.3310 of the Revised Code to provide Medigap policies for Medicare-eligible individuals under the age of 65.

AI Summary

This bill amends the Ohio Revised Code to require insurers that offer Medicare supplement (Medigap) insurance plans to individuals aged 65 and older to also offer the same coverage to individuals under 65 who are eligible for and enrolled in Medicare due to disability or end-stage renal disease. The bill prohibits these Medigap policies for younger individuals from having higher premiums than those for seniors, and it requires insurers to comply with existing laws regarding Medigap policies, except that it prohibits them from excluding or limiting coverage for pre-existing conditions. The bill also establishes a six-month open enrollment period beginning in January 2025 for eligible individuals under 65 to enroll in these Medigap plans, and it allows current enrollees to switch to a different insurer's plan with the same coverage each year within 60 days of their birthday.

Committee Categories

Business and Industry

Sponsors (13)

Last Action

House Insurance Sweeney, 3rd Hearing, Opponent Testimony PA (10:00:00 11/20/2024 Room 116) (on 11/20/2024)

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