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Bill > HR7297

US HR7297

US HR7297
Homebuyers Privacy Protection Act

summary

Introduced
02/07/2024
In Committee
02/07/2024
Crossed Over
Passed
Dead
01/03/2025

Introduced Session

118th Congress

Bill Summary

A BILL To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes.

AI Summary

This bill, the Homebuyers Privacy Protection Act, amends the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports to certain parties without the consumer's authorization. Specifically, the bill limits the ability of consumer reporting agencies to provide consumer reports to parties that have not originated the consumer's current residential mortgage loan, are not the servicer of the current loan, or are not an insured depository institution or insured credit union holding a current account for the consumer. This aims to protect the privacy of homebuyers by restricting the sharing of their consumer reports without their consent.

Committee Categories

Business and Industry

Sponsors (94)

John Rose (R)*,  Gabe Amo (D),  Mark Amodei (R),  Kelly Armstrong (R),  Jake Auchincloss (D),  Don Bacon (R),  Becca Balint (D),  Joyce Beatty (D),  Ami Bera (D),  Jack Bergman (R),  Stephanie Bice (R),  Earl Blumenauer (D),  Suzanne Bonamici (D),  Julia Brownley (D),  Vern Buchanan (R),  Tim Burchett (R),  Yadira Caraveo (D),  Sean Casten (D),  Emanuel Cleaver (D),  Michael Cloud (R),  Jason Crow (D),  Sharice Davids (D),  Don Davis (D),  Monica De La Cruz (R),  Mark DeSaulnier (D),  Byron Donalds (R),  Tom Emmer (R),  Brian Fitzpatrick (R),  Mike Flood (R),  Bill Foster (D),  Scott Franklin (R),  Andrew Garbarino (R),  Sylvia Garcia (D),  Dan Goldman (D),  Josh Gottheimer (D),  Mark Green (R),  Glenn Grothman (R),  Michael Guest (R),  Kevin Hern (R),  French Hill (R),  Ashley Hinson (R),  Steven Horsford (D),  Erin Houchin (R),  Bill Huizenga (R),  Darrell Issa (R),  Dusty Johnson (R),  Robin Kelly (D),  Trent Kelly (R),  Kevin Kiley (I),  David Kustoff (R),  Darin LaHood (R),  Greg Landsman (D),  Rick Larsen (D),  Jake LaTurner (R),  Mike Lawler (R),  Frank Lucas (R),  Blaine Luetkemeyer (R),  Tracey Mann (R),  Lisa McClain (R),  Gregory Meeks (D),  Dan Meuser (R),  Mariannette Miller-Meeks (R),  Alex Mooney (R),  Nathaniel Moran (R),  Jared Moskowitz (D),  Joe Neguse (D),  Wiley Nickel (D),  Ralph Norman (R),  Eleanor Holmes Norton (D),  Zach Nunn (R),  Andy Ogles (R),  Chris Pappas (D),  Scott Peters (D),  Brittany Pettersen (D),  Mark Pocan (D),  Bill Posey (R),  Guy Reschenthaler (R),  Deborah Ross (D),  John Rutherford (R),  David Scott (D),  Brad Sherman (D),  Adrian Smith (R),  Eric Sorensen (D),  Bryan Steil (R),  Tom Suozzi (D),  Mike Thompson (D),  Tom Tiffany (R),  William Timmons (R),  Norma Torres (D),  Ritchie Torres (D),  Nydia Velázquez (D),  Nikema Williams (D),  Roger Williams (R),  Rob Wittman (R), 

Last Action

Referred to the House Committee on Financial Services. (on 02/07/2024)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Consumer Finance and Credit, including Credit Cards
Community Development and Housing Issues
  • ‐ Housing and Real Estate Finance
(1 Companion Bills)

bill text

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Document Type Source Location Created
State Bill Page https://www.congress.gov/bill/118th-congress/house-bill/7297/all-info 02/08/2024
BillText https://www.congress.gov/118/bills/hr7297/BILLS-118hr7297ih.pdf 02/21/2024
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