summary
Introduced
02/27/2024
02/27/2024
In Committee
06/13/2024
06/13/2024
Crossed Over
06/28/2024
06/28/2024
Passed
06/28/2024
06/28/2024
Dead
Signed/Enacted/Adopted
07/22/2024
07/22/2024
Introduced Session
2024-2025 Regular Session
Bill Summary
An Act concerning the report and collection of medical debt and supplementing P.L.1997, c.172 (C.56:11-28 et seq.).
AI Summary
This bill, the Louisa Carman Medical Debt Relief Act, prohibits medical creditors and debt collectors from reporting patient medical debt to consumer reporting agencies and limits the collection actions they can take. It requires medical creditors to offer patients reasonable payment plans before initiating collection actions, limits interest rates on medical debt to 3% per annum, and restricts wage garnishment for patients with low incomes. The bill also voids any portion of medical debt improperly reported to consumer reporting agencies and empowers the Attorney General to enforce violations and order restoration of monies or property acquired through unlawful practices.
Committee Categories
Business and Industry
Sponsors (29)
Herbert Conaway (D)*,
Wayne DeAngelo (D)*,
Verlina Reynolds-Jackson (D)*,
Teresa Ruiz (D)*,
Shirley Turner (D)*,
Anthony Verrelli (D)*,
Rosaura Bagolie (D),
Clinton Calabrese (D),
Patrick Diegnan (D),
Margie Donlon (D),
Garnet Hall (D),
Robert Karabinchak (D),
Yvonne Lopez (D),
Tennille McCoy (D),
John McKeon (D),
Angela Mcknight (D),
Carmen Morales (D),
Paul Moriarty (D),
Carol Murphy (D),
Ellen Park (D),
Annette Quijano (D),
Jessica Ramirez (D),
Gabriel Rodriguez (D),
William Sampson (D),
Shanique Speight (D),
Shavonda Sumter (D),
Lisa Swain (D),
Britnee Timberlake (D),
Chris Tully (D),
Last Action
Approved P.L.2024, c.48. (on 07/22/2024)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2024/A3861 |
| BillText | https://pub.njleg.gov/Bills/2024/PL24/48_.HTM |
| BillText | https://pub.njleg.gov/Bills/2024/AL24/48_.HTM |
| BillText | https://pub.njleg.gov/Bills/2024/A4000/3861_R2.HTM |
| Analysis - Statement AFI 6/13/24 1R | https://pub.njleg.gov/Bills/2024/A4000/3861_S2.PDF |
| BillText | https://pub.njleg.gov/Bills/2024/A4000/3861_R1.HTM |
| Analysis - Statement AFI 5/20/24 | https://pub.njleg.gov/Bills/2024/A4000/3861_S1.PDF |
| BillText | https://pub.njleg.gov/Bills/2024/A4000/3861_I1.HTM |
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