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Bill > S2894


NJ S2894

NJ S2894
Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.


summary

Introduced
03/04/2024
In Committee
03/04/2024
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires that a written notice of cancellation or nonrenewal of a homeowner's insurance policy or an automobile insurance policy must be sent by certified mail, return receipt requested, and by regular mail with a proof of mailing, or the policy remains in effect.

AI Summary

This bill requires that insurance companies must send written notices of cancellation or non-renewal for automobile and homeowners insurance policies using certified mail with a return receipt requested, in addition to sending the notice by regular mail. The insurer must also obtain and keep proof of mailing from the United States Postal Service, showing the insured's name and address, and retain a certified copy of the mailed notice. This change is intended to ensure that policyholders are properly notified of any changes to their insurance coverage, and the policy will remain in effect if these notification requirements are not met.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 03/04/2024)

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