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Bill > A4007


NJ A4007

NJ A4007
Allows small employers to claim tax credit for paying certain health benefits plan premiums.


summary

Introduced
03/07/2024
In Committee
06/12/2025
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill allows taxpayers with fewer than 20 employees to claim a tax credit if they pay for their employees' health benefits plan premiums for a health benefits plan that is at least as comprehensive as the essential health benefits requirements of the federal Affordable Care Act. A taxpayer will be entitled to a credit up to $250 for each employee enrolled in a single plan and $500 for each employee enrolled in a family plan. The employer may only claim the full amount of the credit if the employer pays the full premiums. The bill provides a reduced credit if the employer pays at least half of the amount of the premium. The credit will also be reduced to account for employees that are not enrolled for the full taxable year.

AI Summary

This bill allows small employers with fewer than 20 employees to claim a tax credit for paying their employees' health benefits plan premiums, provided the plan is at least as comprehensive as the essential health benefits required under the federal Affordable Care Act. The credit is up to $250 for each employee with single coverage and $500 for each employee with family coverage, with the full credit available only if the employer pays the full premium. The credit is reduced proportionally if the employer pays less than 100% of the premium. The total credit cannot exceed the amount paid by the employer for the employees' health benefits plan premiums.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Reported and Referred to Assembly Financial Institutions and Insurance Committee (on 06/12/2025)

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