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Bill > HB5535


MI HB5535

MI HB5535
Occupations: pawnbrokers; allowable rate of interest charged by pawnbrokers; increase, and prescribe civil sanctions. Amends title & sec. 18 of 1917 PA 273 (MCL 446.218). TIE BAR WITH: HB 5536'24


summary

Introduced
03/05/2024
In Committee
07/30/2024
Crossed Over
06/27/2024
Passed
Dead
12/31/2024

Introduced Session

102nd Legislature

Bill Summary

A bill to amend 1917 PA 273, entitled"An act to regulate and license pawnbrokers that conduct business in this state; to provide for the disposition of allegedly misappropriated property in the possession of pawnbrokers; to provide remedies and prescribe penalties; and to provide for the powers and duties of certain local governmental units and state agencies,"by amending the title and section 18 (MCL 446.218), the title as amended by 2018 PA 345.

AI Summary

This bill amends the 1917 Michigan law that regulates pawnbrokers. It increases the penalties for violating the law, including raising the maximum fine from $100 to $1,000 and adding the possibility of up to 3 months' imprisonment. The bill also includes a new civil fine of up to $5,000 for pawnbrokers who charge an interest rate higher than the legally prescribed rate. The changes are contingent on the enactment of a separate bill, either Senate Bill ____ or House Bill 5536.

Committee Categories

Government Affairs

Sponsors (11)

Last Action

Referred To Committee On Regulatory Affairs (on 07/30/2024)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Banking System and Financial Institution Regulation and Reform
  • ‐ Consumer Finance and Credit, including Credit Cards

bill text


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