Bill > HF5173

This bill requires the Commissioner of Commerce to create the Minnesota Lifeline Insurance Program, which will offer low-cost motor vehicle insurance policies to low-income Minnesota drivers. The program aims to reduce the number of uninsured motorists and promote public safety. The bill defines eligibility requirements for the program, such as being a Minnesota resident, having qualified health coverage, and meeting certain driving history criteria. The Facility, which assists the Commissioner in administering the program, is responsible for determining rates, selling and issuing the low-cost policies, and creating a program website. The bill also appropriates funds from the general fund to the Commissioner of Commerce to establish the program and perform outreach and marketing.