Bill > S4075

This bill, the Protecting Privacy in Purchases Act, prohibits payment card networks and covered entities (such as companies that process credit, debit, or prepaid transactions) from requiring or assigning merchant category codes that distinguish a firearms retailer from a general merchandise or sporting goods retailer. The Attorney General is tasked with enforcing the law, investigating complaints, and sending written notices to remedy any violations. If a violation is not remedied within 30 days, the Attorney General can seek a court injunction. The bill also preempts any state or local laws regulating merchant category codes for firearms retailers, and requires the Attorney General to submit annual reports to Congress on the investigations and effectiveness of the Act.