Bill > S3043

This bill provides for mandatory uninsured motorist coverage. It requires that all motor vehicle insurance policies delivered or issued in Rhode Island include coverage for bodily injury or death resulting from accidents with uninsured or hit-and-run drivers. The insurer must provide uninsured motorist coverage in an amount equal to the insured's bodily injury liability limits, though the insured can opt for a lower limit. The bill also specifies details around property damage coverage, subrogation rights, and the ability to stack uninsured motorist coverage for vehicles insured under the same policy. The bill will take effect on January 1, 2025 and apply to any new or renewed insurance policies issued after that date.

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