Bill > HR8207

This bill, the "Choose Medicare Act," would establish a new public health insurance option called "Medicare Part E" that would be available in the individual, small group, and large group markets. The key provisions of the bill include: - Requiring Medicare Part E plans to cover the essential health benefits and all items and services covered under Medicare, as well as provide gold-level coverage and coverage for abortions and other reproductive services. - Making Medicare Part E plans available through the ACA exchanges and allowing any U.S. resident who is not already enrolled in Medicare, Medicaid, or CHIP to enroll in a Medicare Part E plan. - Requiring employers who do not offer affordable, minimum value health plans to refer their employees to a health insurance navigator to assist with enrolling in coverage. - Establishing an annual out-of-pocket limit for Medicare fee-for-service benefits and enhancing the premium assistance tax credits available through the ACA. - Providing $30 billion in funding over 3 years to establish a reinsurance program and provide assistance to reduce out-of-pocket costs in the individual market. - Expanding the ACA's rating rules to apply to the large group market. - Enhancing the authority of states and the federal government to review and correct potentially excessive, unjustified, or unfairly discriminatory health insurance rates. Overall, the bill aims to expand access to affordable, comprehensive health coverage through the creation of a new public insurance option and enhancements to the ACA's consumer protections and subsidies.